With over 15 years of experience in investment positions at renowned Palestinian and regional companies, including PALTEL Group, PADICO, AMAAR Real Estate Group, MID Global Investment Group, and Palestine Exchange (PEX), Dr. Jallad boasts a wealth of experience in business planning, feasibility studies, project management, business valuation, financial modeling, strategic corporate finance, and project finance. Dr. Jallad was responsible for managing a number of successful projects in the Telecom, Real Estate, and Investment domain.

 Dr. Jallad earned his Ph.D. in Financial Engineering from Wuhan University of Technology (WUT) in China. He holds an MBA from the Free University of Brussels (VUB) in Belgium, as well as a Master's degree in Banking and Finance from Ghent University in Belgium. Ra'fat is also a Certified Management Accountant (CMA) and Chartered Valuation Analyst (CVA). Dr. Jallad has published several journal papers. Dr. Jallad’s research interests include Islamic Banking and Finance, Corporate Finance, Financial Engineering, Risk management, FinTech, and Investment Management.