Investigating the role of unified theory of acceptance and use of technology (UTAUT) in internet banking adoption context
نوع المنشور
بحث أصيل
المؤلفون
النص الكامل
تحميل

Several studies have made known that internet banking (IB) implementation is not only advanta-geous for banks, but also by perception and experience of IB users. Therefore, little is known about factors propelling user’s intention to adopt internet banking in Pakistan. Thus, the purpose of this research is to investigate the role of unified theory of acceptance and use of technology (UTAUT) in internet banking adoption context. A quantitative approach based survey was conducted to col-lect the data from 398 internet banking users. For statistical analysis structural equation model (SEM) approach was used. The result of this study indicates that, UTAUT model provided a good theoretical foundation in technology adoption investigation. Findings confirmed that all four predic-tors (performance expectancy, effort expectancy, social influence and facilitating condition) were significant and had significant amount of variance in predicting user’s intention to adopt internet banking. Additionally, the IPMA test revealed that performance expectancy was the most important factor among all other variables to predict user’s intention towards adoption of internet banking. Lastly, managerial implications, limitations and future recommendations are discussed.

المجلة
العنوان
Management Science Letters
الناشر
Growing Science
بلد الناشر
كندا
Indexing
Scopus
معامل التأثير
None
نوع المنشور
إلكتروني فقط
المجلد
8
السنة
2018
الصفحات
173-186